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Chapter 7 of 15

Finding Housing

Trade Me Property, Healthy Homes, rental rights, bond

Summary

The New Zealand housing market is tight and expensive, especially in Auckland and Wellington. Rental properties are priced per week. The Healthy Homes Standards set minimum requirements for insulation and heating. A bond of maximum 4 weeks' rent is standard. This chapter helps you navigate the housing market.

What you need to know

Where to search

PlatformTypeWebsite
Trade Me PropertyLargest platform (NZ marketplace)trademe.co.nz/property
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Knowledge Base

Glossary
  • IRD Number (Tax Number)

    The New Zealand tax number. Required for working (otherwise 45% tax), opening a bank account and KiwiSaver. Apply online at Inland Revenue after arrival.

  • ACC (Accident Compensation)

    The New Zealand accident insurance system. Covers all residents and visitors for accident injuries. Funded via taxes and levies. You cannot sue for injury.

  • KiwiSaver (Retirement Savings)

    The New Zealand retirement savings plan. You contribute 3-10% of your salary, your employer minimum 3%. Can also be used for your first home. Automatically enrolled when you start working.

  • NHI Number (Health Index Number)

    Your New Zealand health number. Automatically assigned at your first healthcare contact. Links all your medical records in the national system.

  • Skilled Migrant Category Visa

    The main work visa for skilled migrants to New Zealand. Points system based on age, education, work experience and job offer. Your occupation must be on the Skill Shortage List.

  • NZQA (Qualifications Authority)

    The New Zealand qualifications authority. If you want to use your Dutch diplomas in NZ, you must have them assessed by NZQA. Takes 4-6 weeks, costs ~$270 NZD.

  • Inland Revenue (NZ Tax Authority)

    The New Zealand tax authority. Tax year runs from April 1 to March 31. NZ has a relatively simple tax system with progressive rates from 10.5% to 39%.

  • Immigration New Zealand (INZ)

    The New Zealand immigration service. Processes all visa applications, residence permits and work permits. Applications via the online portal.

  • Tenancy Bond (Rental Deposit)

    The New Zealand rental deposit: maximum 4 weeks rent. Must be lodged with Tenancy Services (government), not with the landlord. Protects your money.

  • WOF (Warrant of Fitness)

    The New Zealand vehicle inspection (MOT). Mandatory annually (or biannually for cars older than 2000). Without a valid WOF you may not drive and are not insured.

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